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HPL Insurance Services in association with The Big Picture Wealth Management Ltd

Write a Last Will and Testament and Lasting Powers of Attorney with real advice.

Protect your family: Personal Legal Planning the modern way.

We write Asset Protection Wills, Inheritance Tax Saving Wills, Lasting Powers of Attorney, Protective Property Trusts, and Medical Directives. Inheritance Tax (just because the Chancellor has changed the rules, you MUST have a Will to save IHT) and Asset Protection Wills are a specialty.

Allied Professional Will Writers provide economical will writing and allied services by telephone (which means you can speak to an expert). We can do this at a time convenient to you - day, evening or weekend. Even more importantly, we can help you keep it all up to date with our Peace of Mind Service. There is little point in writing a Last Will which becomes out of date rather sooner than you expect, and does not get updated. Ask about our Peace of Mind Service for new and existing Wills.

Most of our work is writing:

Last Will and Testaments, particularly Asset Protection and Inheritance Tax Wills and codicils for existing Wills.

  • Lasting Powers of Attorney so others can manage your affairs if you cannot
  • Advance Directives (or Living Wills) a much underused Legal Planning device
  • Powers of Attorney - an inexpensive way of avoiding LPA registration fees as long as possible
  • Lasting Powers of Attorney

In addition we offer, via SWW Trust Corporation, access to economical expertise in sorting out the Will (or lack of one) on death and dealing with Deeds of Variation and setting up and running Trusts, which are created in most Wills. and planning to reduce the impact of

  • Inheritance Tax - a largely avoidable tax (if you plan properly)
  • Community Care "Tax" - a tax which can wipe out virtually your entire Estate and disinherit your children.

More complex problems we can help with are:

  • Keeping wealth in the family (and away from creditors and predators) - write an asset protection Will
  • Cutting Higher Rate Income Tax and Capital Gains Tax
  • Staff Benefit Schemes - being a better employer brings financial benefits - writing a Will protects your staff, Solutions for these problems include:

Writing Last Wills, Trusts, Family Settlements, Lasting Powers of Attorney, Tax Shelters and much more