As a Paymentshield Policyholder you will enjoy peace of mind with simple yet comprehensive insurance cover and first class customer service.
An independent ratings company Defaqto rated our Buildings and Contents plan as 4 star, it provides the following features and benefits:
- The option to defer the first 2 months premium payments or choose to pay premiums from the start of your policy for a cheaper monthly premium
- £300,000 buildings reinstatement cover as standard, increased to £500,000 with Buildings Extra
- £40,000 contents cover as standard, increased to £60,000 with Contents Extra
- Up to 30% (5 years) No Claims Discount
- 15% (2 years) Introductory No Claims Discount for first time buyers of Home Insurance
- Variable excess options ranging from £50 to £500 to suit your needs
- Alternative accommodation covered up to 15 % of the sum insured
- Theft and loss of keys under Buildings section is covered up to £750
- UK based call centre
- A range of Optional Extras including:
Home Emergency Cover
Providing you with peace of mind in the event of a home emergency e.g. blocked drains, central heating failure or the restoration of electricity, gas or water services that have totally failed. There is no excess to pay and any claim does not affect your no claims bonus
Legal Expenses Cover
A valuable and cost effective add on to our home insurance providing up to £50,000 per insured incident including employment disputes, contract disputes and legal defence for unlawful discrimination.
Accidental Damage
An extremely valuable extension to both buildings and contents insurance by covering damage caused accidentally and not on purpose or inevitably.
Personal Possessions
A valuable extension to contents cover insuring against accidental loss or damage inside the home or outside the home, within Europe, up to £10,000 cover as standard, increased to up to £15,000 with Contents Extra.
Personal Possessions cover also insures personal articles whilst travelling elsewhere in the world (up to a maximum of 60 days during any one year of insurance).
And much more.
You should read carefully the information provided to ensure you are happy with the cover and the plan.